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I was satisfied with the interest rate that Alex was able to get for us on a recent purchase of an investment property. It was a better rate than I was able to negotiate with my own bank. I am ready to engage Alex’s services again in the future.
Dan Bue

 

We wish to thank you very much for your efforts and excellent service. You run a very polished outfit in our humble opinion. We will recommend you to all we know and who need a mortgage broker. Wishing you the very best success as the year rolls on. Again thank you very much and we love our new home. And the gift card was very unexpected but it did put your team over the top in our books. Thank you again.
Satisfied Clients

 

We worked with Your Mortgage Source for our recent home purchase. All dealings were handled professionally and promptly. Instructions were easy to understand and all terms and conditions were explained fully. We would recommend Your Mortgage Source to friends and family
Ken & Susan Jeary

 

A big thank you to Alex and YMS! We received such great service. Alex was very helpful, always following up and answering all of our questions. We highly recommend him
Amanda Huizing

 

I have now completed three mortgages with Your Mortgage Source, all of them being short-turn around mortgages, which is of course stress-inducing. I have been grateful for the speed and ease in which Alex and his team secured my mortgages and allayed my many concerns. I highly recommend their services, knowing they will pursue the best possible rate and terms for your financial needs. Thank you again guys!
Audrey

 

Alex and his team were amazing through the entire process. I appreciated their willingness to answer all my questions and fully inform me of all the necessary steps. At times I became overwhelmed but knew that they were there to support me in a professional, caring and timely manner.
Temera Millar

 

As always, it has been a genuine pleasure working with Alex. We trust him implicitly and know we are in great hands when we have him working to find us the best mortgage rate. Each time we have worked with Alex we have been impressed by how much work he does to make renewing our mortgage convenient and painless!
Roger & Shawna Medley

 

We would like to endorse and thank the dedicated efforts of the YMS advisors. We have now chosen YMS twice to assist us with the mortgage qualification process. The timely commitment from the advisors at YMS took a load of our shoulders by providing us with quick feedback. We recommend the mortgage services of YMS to people who count on reliable service. YMS will save you wasted effort by sourcing the best mortgage rates from all their lender contacts. We personally recommend the services of YMS.
Ryan & Raedon

 

Thank you Alex and team. The team at YMS is outstanding! They are incredibly organized and extremely thorough at what they do. I could always reach them by a phone call or e-mail or even a text! They were efficient and punctual on their responses. I am so thankful for their commitment to me in making our house purchase a dream and not a nightmare!
Marianne Charney

 

We have known Alex Kotai for about 10 years, when he was still working at HSBC. We were trying to buy two condos at that time and gave non-refundable deposits as our bank advised that we will get mortgage approvals. About 10 days before the closing date, the bank told us that they were not able to give us the mortgages. We contacted Alex Kotai through a friend and he got us approved in 3-4 days. Since that time, we have had a very positive experience with him. He is a very pleasant, personable and knowledgeable person. He is different than regular mortgage brokers as he has a banking background. He always gives us personalized advised based on our circumstances, which we did not get in the past. We hope to continue this relationship in years to come and highly recommend him without any hesitation.
Shavi Gill

 

Thank you Alex for the great service that you provided me once again. You did a tremendous job negotiating the interest rate for my mortgage renewal and the whole transaction was swiftly completed with the utmost professionalism. I will continue to recommend you to my friends and family. Thanks again Alex!
Gary Brooks

 

I just wanted to thank-you for your help in obtaining my first mortgage. I am really quite happy with how things turned out to say the least. To be honest with you I really wasn’t expecting much when I started this process as my past credit problems have generally come back to haunt me. But I kept plugging away to improve my credit over these past few years and James Lal recommended me to you. You were always polite, courteous, and professional in all of our dealings whether it be on the phone, email, or in person. Whenever I asked a question via email you responded in less than 30 mins every time I do believe. As far as what I needed to do from my end you made it very simple for me with your point-form to-do-list. For someone like myself who was going through this process for the first time that made it very helpful to complete what I needed to do. Thank-you again for your help and hopefully in another year and a half MAX you’ll be hearing from me again to do some more business
Carey Coutinho

 

Alex and staff at YMS have been very helpful and patient in assisting my wife and I with our mortgage. They were very efficient and professional. I would definitely recommend Alex and YMS to anyone looking for a mortgage.
Jerid Levitsky

 

I had a great experience with Mortgage Source. They worked with me on a tight timeline and were able to help me secure the home I wanted at a great rate. Very helpful throughout the entire process and answered all my questions in a very timely manner. Highly recommend. Thank you Alex.
Trevor Moore

 

I found Alex from Your Mortgage Source to be a wonderful resource when recently buying my new family home. I was able to bounce ideas off Alex who was always available and approachable. His patience never wavered no matter how complicated or simple my question. He is efficient and meticulous and the process of securing a mortgage was very smooth.
Satisfied Client

 

As first-time home buyers it was great working with Alex Kotai and YMS to obtain our mortgage. Alex clearly took us through the process and was able to secure us an excellent rate. It was a breeze working with him even though we are not located in Abbotsford as we were able to coordinate everything over the phone and through email. We appreciated Alex’s patience in answering our (numerous!) questions along the way.
Rachel and Jon

 

We wish to thank you very much for your efforts and excellent service. You run a very polished outfit in our humble opinion. We will recommend you to all we know and who need a mortgage broker. Wishing you the very best success as the year rolls on. Again thank you very much and we love our new home. And the gift card was very unexpected but it did put your team over the top in our books. Thank you again.
Satisfied Clients

 

Thank You Alex, for trying and getting me the best rate and mortgage to clear our debt. I recommend you to anyone because you work hard, answer the phone even on major holidays (Christmas and New Years) and you understood our situation and guided me for the best solution. By the way we have never met! We did everything over the phone and I trust this man for a million plus!.
Paul & Oniza Wewala

 

I just wanted to say thank you for the tremendous job you did on my mortgage. You made the process very easy and painless for me which was greatly appreciated since this was my first mortgage and I really didn’t know what mortgages entailed. You really listened to what I wanted and explained the process step by step without any pressure. The entire process, from the day I first emailed you to when I closed on my condo, was a breeze. Your advice and guidance through this process was invaluable. Overall, your attention to detail, knowledge of the field and no-pressure approach was greatly appreciated. I am glad to have had you as my broker and even happier that you managed to get me a fantastic rate with no closing pressure. Thank you so much!
Julia Beeger

 

Alex Kotai of Your Mortgage Source was very helpful, answering every question promptly and professionally. Being a first time home buyer, this was very important to me. Rest assured- Alex will find you the right mortgage at the best rate.
Satisfied Client

 

I do not usually take the time to complete surveys. I am making an exception due to the exemplary customer service we have received from Alex. Alex took the time to answer all our questions and address all our concerns. He was patient, informative, efficient and professional. We have banked with the same financial institution for over 30 years so we gave this new commitment a lot of thought and consideration. We had hesitations and reservations. Each time I have phoned or emailed Alex, he has responded almost immediately. This is such a departure from the service that we have received in the past that it has easily reinforced our right decision to give Alex and Your Mortgage Source our business.
Clint & Erin Moore

 

Alex is a wonderful Mortgage Broker. He is professional, efficient and sincere. My experience was stress-free and he always made time for me. I highly recommend Alex Kotai!
Linda Bueckert

 

Wow Your Mortgage Source did an amazing job. Alex was very professional and thorough in educating us on our options. Everything was set up quickly and easily. Our lawyer also commented on how prompt everything was delivered to him to make the final close. We highly recommend “Your Mortgage Source” to others. Thanks for a wonderful experience!!
Bryan and Kaayla Vedder

 

Alex, it was wonderful and stress free doing business with you. Thanks so much for taking care of every little detail so we didn’t have to.I was satisfied with the interest rate that Alex was able to get for us on a recent purchase of an investment property. It was a better rate than I was able to negotiate with my own bank. I am ready to engage Alex’s services again in the future.
John & Judy Warkentin

 

Thanks to your help I was able to secure a mortgage and our new family has a place of our own. Since I am self employed I never thought it could be possible especially since I was weak in the paperwork end. Thank you for your patience and help. My wife Marivic and I really appreciate this. If I know of anybody who needs the services you offer, you know I am going to tell them about you. People should know about an honest hard working business that gives great value and service. A sincere thank you.
Colin Daniel

 

This was my first mortgage so I decided to go through Alex. It was the right choice. Alex found the right mortgage for me and made it a pleasurable learning experience.
Kevin Wiebe

 

My property was a problematic one to mortgage in several ways and I wasn’t sure I’d ever actually get a mortgage. I was both delighted and surprised when it all went through and on such good terms too. Thanks Alex, you were a very great help!
Keith Burchnall

 

Alex got us such a low mortgage rate that is was well worth paying a penalty to renew early and change banks. Not only that, he handled our specific needs and followed through on all of the paperwork details. We recommend Alex as a mortgage broker without reservation
Roger & Shawna Medley

 

The service Alex gave me was excellent. If there were any questions I needed answering he was always there for me. It was a pleasant experience.
Marg Sinclair

 

Alex was very helpful in getting my mortgage in order. He was always honest and provided clear steps that I had to take to be successful throughout the process.
Trista Appeldoorn

 

As always it was a pleasure working with you.

 

We like Alex’s professional style. He was reassuring with our best interest in mind. We have been referring others to YMS already.
Carey & Laureen Upshaw

 

Alex was very informed, thorough & patient. We would recommend him and will definitely use his services again!
Case & Vicki Ory

 

I was very happy with the service of Alex and his team. Any time I needed questions answered or something explained he was more than willing to take time out of his day to help me.
Jordan Langelaar

 

I have done several mortgages with YMS. Alex and his crew are very “user friendly”, fast, efficient and knowledgeable. I always approach him first because he has the latest deals and then I ask the banks to compare terms and rates.
Becky Chan

 

Alex was essential when it came to us purchasing our new home. Even now that we are settled he continues to take the time to consult with us – always providing great resources and support when needed.
Celeste Elash & Chad Coldwell

 

I wanted to thank you for doing a great job for us. I obtained a mortgage on my own on two occasions by going into banks, negotiating and spending a lot of time running around. Dealing through you was much easier and I wish I had gone through a broker in the past. All of the paperwork was easy to get through email and fax. Thanks for making this a good experience for us, as people don’t look forward to the paperwork and hassle of mortgaging a property. Thank you for the gift certificate as well. We appreciate all you have done for us.
Satisfied Client

 

Top quality service, pleasure to work with. Will use Alex’s services again…100%. Thank you very much
John Sarkozy

 

Alex did an amazing job on my two mortgages in a short amount of time. He was resourceful, timely and communicative!
Jacqueline Scott

 

Alex, your assistance in securing an excellent mortgage rate first in February 2009 then, following another move, in July 2010 has demonstrated exceptional service, knowledge and patience. I very much appreciate your efforts on my behalf. Thank You
Tom Merritt

 

Alex thanks for the Earl’s gift card. I will definitely refer you to anyone looking for a mortgage.
Kevin Neufeld

 

I was satisfied with the interest rate that Alex was able to get for us on a recent purchase of an investment property. It was a better rate than I was able to negotiate with my own bank. I am ready to engage Alex’s services again in the future.This is our first experience dealing with a broker and we must say it was a pleasure dealing with you. You were very prompt, professional and answered any and all questions. We have passed your name onto a few friends and wish you much success in your business.
Brian & Sandra

 

I would like to say thank you for your great service. You were courteous, professional and detail oriented but at the same time straight to the point, making it clear and easy to follow. I am more than happy to recommend you. Thanks again for all of your help.
Beatriz Asturias-Fontana

 

We were extremely impressed with how stress free the process was. The service provided was quick, efficient and professional. Highly recommended.
Mo & Sherri Adi

 

Alex Kotai was friendly, professional and very helpful. He secured our mortgage for us and made the process easy and painless. Thank you Alex.
Trevor & Linda Bowman

 

The deal is done! We are grateful for your wise and well researched advice, the amazing speed with which you accomplished our mortgage changes, your due diligence to accuracy, but most of all we sense that you actually care about our needs and what benefits us the most. I am a musician and a landscape designer and I have tended to surround myself with other trades people who I consider to be fellow artists. Alex, you are an artist in every sense of the word, you really love what you do. Thank you so much.
Satisfied Client

 

II had an excellent experience with YMS. Everything was explained well and at a time when you are making a major purchase this is very important.
Ashley Driedeger

 

We would like to express our thanks for your professionalism and good work. We found the information that you provided very helpful, especially the information regarding how costly the CMHC insurance fees can be with respect to rental properties. As a result, we increased our down payment to avoid the CMHC fees entirely. It was a pleasure working with you and your company in obtaining our mortgage. We will definitely work with you again.e.
Chuck & Wendy Rosner

 

I want to say thank you very much. Thanks for all the hard work it took from you and your office in the financing of my mortgage, it’s much appreciated.
Satisfied Client

 

Alex, both Don and I highly recommend your services. We found you to be professional, informative and on the ball! Thanks so much.
Don & Kathie Nickel

 

Your consideration and expertise in the mortgage business has been helpful and much appreciated! Thank you.
Satisfied Client

 

IAlex, you were very helpful & patient with us. You went beyond our expectations in meeting our needs on our first home purchase. Thank you.
Nicholas Gust & Chantal Devenish

 

Alex was professional, efficient and helpful. He was able to obtain an excellent rate for me on a 5 year mortgage. As a first time home buyer I am very happy with Alex’s service.
Brien & Laura Scholl

 

Alex, Thanks very much for arranging the financing for us. It’s very appreciated.
Rick & Jen Adam

 

Alex’s professionalism & attention to detail exceeded our expectations. We highly recommend him to anyone seeking financing.
Tony & Sherry Reitsema

 

We just wanted to thank you so much for the gift card. It certainly wasn’t expected but is much appreciated. Thank you again for taking care of all the mortgage details for us. Your service and knowledge was terrific. This was our first time using a mortgage broker and we will certainly be coming to see you again in the future when needed and have already recommended you to a friend.
Darren & Tracy

 

IThank you so much for all of your help in arranging the mortgage. Everything was clear and straightforward. It was good that the appraisal was waived and I am very happy with the 5 year rate you got me!
Ron Hyde

 

We would like to Thank-You for your hard work. You went above and beyond the duties of your typical mortgage deal to obtain us what we needed. We will recommend you to everyone.
Gary & Keri Arnot

 

It was a pleasure to deal with Alex Kotai. Alex exceeded my expectations when it came to negotiating with the major lenders and got me a mortgage that was tailored to my needs. Alex and his team are very devoted to providing service that is second to none, making themselves available every day, morning noon or night. I am very happy to recommend Alex Kotai. Keep up the great work!
Gary Brooks

 

I want to thank you for all of your effort you expended on my behalf in securing a mortgage with the bank. It has worked out well for me and I am most appreciative. I also want to thank you for the dining certificate. It was a very pleasant surprise. I’ve had the opportunity while talking to a number of people to express my satisfaction with the process of utilizing the expertise of a mortgage broker when seeking financing. I hope that my referral to your business will result in future clients for you. Thanks so much again!
Satisfied Client

 

We were very impressed by YOUR fast, professional and friendly service!! Several so called “mortgage specialists” turned us down but you were willing and able to get us the best rate and mortgage for our needs. And the $50 gift to Earls was truly the most pleasant surprise. THANK YOU FOR YOUR HARD WORK. WOW!
Chris & Anna Ptak

 

We wanted to thank you so much for taking care of our mortgage while we shopped for a house. You presented us with great options that saved us money and were awesome at answering our many questions. You were generous with your time and patient with us. We really appreciate you and will highly recommend your services to our family and friends. Thanks again for helping us with our dream
Colin & Pamela Jenks

 

Both my husband and I were very pleased with the prompt and efficient service that we received from Alex. We highly recommend his services
Kathie Nickel

 

The $50 Earls Gift Certificate was so thoughtful!! A big thank you for that and for putting together my mortgage. You made buying a new house much less stressful!! Thanks again.
Satisfied Client

 

We had full confidence in Alex Kotai to get us the best mortgage to suit our needs, at the best rate, with totally professional service. Our expectations were met and exceeded.
Randy & Lorena Klassen

 

We had a very positive experience working with Alex Kotai. He was very helpful and helped us feel at ease buying our first home.
Jason & Stephanie Shellborn

 

Thanks Alex. Great to know you.
Peter Postma

 

Thanks for all your help and answers Alex
Satisfied Client

 

Alex is the bomb! After two mortgage brokers were unable to get me a mortgage renewal for more than 65% financing, Alex swooped in under 10 days and saved my plan by coming up with 77% financing! I will certainly recommend him to all!
Jenny Cashin

 

I5 Star Service!! Alex Kotai is OUTSTANDING. He has been my personal banker for the last 12 years. My first dealings with him were at HSBC Bank and my loyalty has followed him into the mortgage brokerage business. I recommend him to all my clients, friends and family. My family and I CHOOSE HIM AND NO ONE ELSE! We always receive outstanding service, professionalism, current information and the Best Rates Available.
Janelle Tiegen

 

Alex has now secured two mortgages for us, one for our residence and one for our business. Each time he outdid himself, and we look forward to utilizing his services exclusively for any future borrowing we need to do. His commitment to customer service is better than we have ever received, making what can be a daunting experience seem like smooth sailing. We are especially impressed with Alex’s patience in thoroughly answering all of our questions – and there are a lot of them!!! He takes everything in stride and makes sure that we have a firm understanding of everything he is doing for us. He is always available and will make every effort to work around our schedule. We will absolutely recommend Alex to anyone we know.
Jill & Tyler Boucher

 

Your consideration and efficiency are much appreciated!
Satisfied Client

 

Your keen interest, knowledge and professionalism made the process smooth and seemingly effortless. The comparisons you gave us made our decision making process simple. Your follow up calls and emails always kept us in the loop, and your hours of service and availability shows your dedication to your client (and their families). We thank you for your effort and hard work and wish you success in the future.”
Rodger & Marsha Hildebrandt

 

After renting for the past eight years, we were tired of paying someone else’s mortgage. One Saturday evening, after getting the news from the property manager that we were being evicted so that the owner could move back in, we called Alex. Our first meeting with Alex was on a Sunday evening. Before we left the meeting, Alex promised us that he would do everything in his power to get us a mortgage. Any questions or concerns we had during the whole process, Alex very quickly and respectfully turned into a priority. At no time did we have to wait for an answer or a phone call. Alex guided us in all the right directions. With his guidance, we were able to clean up our finances and improve our credit. Alex also made all the arrangements with the bank for us. The bank called US to set up meetings. When we were accepted for a mortgage we felt his happiness for us, not for any monitory reasons, but true happiness for us. For all of this, we are truly thankful.
Cameron & Brenda Skelley

 

The Alex Kotai Mortgage Team was extremely professional, efficient and a pleasure to deal with. They made the purchasing of our dream acreage, which involved many issues requiring lots of extra time, quite easy and simple from our perspective. We especially appreciated how available Alex was for our questions and requests. We would highly recommend his company for any mortgage needs.
Dr. Gurdev Parmar & Dr. Karen Parmar Fort Langley BC

 

Thanks to Alex and Team our family was able to purchase a property and home with minimal financial constraints and ease. We will now be more flexible for our business needs. Thank you!
Bill & Criss Sutherland

 

Alex Kotai and his team have exceeded our every expectation. He was willing to take the time to thoroughly explain the whole process to us, and his creativity got us the mortgage we needed in spite of my small business status. We routinely relied on his educational background for confident advice that kept us on the right track in other matters. Though I had questions almost every day, I cannot remember one time that he was not available. Alex did not just find us a mortgage he served our best interest, earned our complete trust, and obtained a rate that makes our friends envious! I felt as though his world revolved around us and our needs. I would wholeheartedly recommend his services.
Jeremy Childs, BA, ARCT, RMT Pianoexcellence Tuning & Instruction

 

We felt that Alex did a great job on arranging our mortgage. He was very thorough, and worked well with us to get all of the information communicated with the lender. He answered all of our questions and emails very promptly as well.
Amber & Kevin Chartier