Alex Kotai<br />
President & Senior Mortgage Advisor
Alex Kotai
President & Senior Mortgage Advisor
604.557.3461

Broker Assistants to Alex Kotai/Underwriting Staff:

Raman Sidhu admin@ymscanada.ca 604.556.3893
Janice Gear office@ymscanada.ca 604.556.3893
Kiran Brar info@ymscanada.ca 604.556.3893


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Alex Kotai, President & Senior Mortgage Advisor

Alex Kotai has worked in the mortgage brokerage business for well over 10 years. His career started at HSBC Bank Canada where he spent most of his time in senior management roles which involved training and managing the sales staff at his branch. After leaving HSBC, Alex decided to open his own mortgage brokerage firm, Your Mortgage Source. Through his company, Alex has access to many lenders across the country with a very expansive list of products.

Alex has lived in the community of Abbotsford for many years and has an in-depth knowledge of the local real estate market. He has contacts in all fields of the market including lawyers, notaries, real estate agents and home inspectors. This means you have access to all of the resources available to draw upon for your mortgage and housing needs. In addition to his experience in the mortgage business, Alex has a wealth of knowledge obtained through his educational background which includes a Bachelor of Business Administration Degree.

Alex is truly committed to providing first class customer service and finding the right mortgage for his clients in Abbotsford, Chilliwack, the Fraser Valley and Canada wide. Alex believes in providing great advice and will look at every means possible to get clients the mortgage they need. He truly enjoys working with people and this is evident in the service he provides each and every day.

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Our Valuable Team Members

Avneet Dhutti<br />
Mortgage Advisor
Avneet Dhutti
Mortgage Advisor
778.552.8846
Avneet has graduated from UBC Sauder School of Business under the mortgage Broker program. Her aim is to assist clients in every possible way, providing the best advice for their mortgage needs. As a mortgage advisor, she deals with various financial institutions and assure that applicants in need of services in matters related to finances are provided with the simplest yet best solutions possible available after careful consideration of all factors.
Bin Liu<br />
Mortgage Advisor
Bin Liu
Mortgage Advisor
604.791.3635
刘斌,国语服务,微信 bin76972 Bin is a hard-working immigrant and a diligent mortgage advisor who offers honest service in a timely manner. He graduated from the mortgage broker program at the UBC Sauder School of Business. Bin is always happy to help you in English or Mandarin.
Clay Delorme<br />
Mortgage Advisor
Clay Delorme
Mortgage Advisor
604.615.7355
Clay Delorme is a graduate of the Sauder School of Business at UBC. He brings a wealth of professional knowledge to the table in the mortgage and real estate industry including: Residential experience (luxury, acreage, new construction, strata, fee-simple, foreclosures, rentals, vacation, and manufactured) as well as Commercial experience (strata, lease, multi-unit rentals, bare-land and land assembly). Take this knowledge and experience and mix it with Clay’s client-centered approach to create a recipe for happy clients that have the best financing scenario to meet their needs.
Dalj Brar<br />
Mortgage Advisor
Dalj Brar
Mortgage Advisor
778.882.5820
Dalj works for your referral! All mortgages are not the same which is why Dalj works relentlessly to tailor a custom mortgage product for you. He is known for his bright, friendly smile; his willingness to go above and beyond your expectations; and always being there to answer your questions before, during and well after your mortgage has been approved. His ultimate goal is to put your mind at ease when dealing with one of the biggest financial decisions in your life. Dalj is part of the YMS family of mortgage brokers which has over 10 years of experience helping people with mortgages in the Lower Mainland, Fraser Valley and across Canada. Dalj Brar serves the areas of Surrey, White Rock, Delta, Langley, Cloverdale, Abbotsford, Chilliwack, Coquitlam, Port Moody, Vancouver, Burnaby and Richmond.
Dinesh Kumar<br />
Mortgage Advisor
Dinesh Kumar
Mortgage Advisor
604.353.5200
Dinesh Kumar is a professional mortgage consultant operating in the Lower Mainland. After working in various capacities in the banking industry for over 25 years in India, he started his mortgage career here in Canada in 2010. His main focus is on transparency, honesty and integrity. His goal is to find you the mortgage you need. There is much more to a mortgage than just the rate. While he will strive to get you the best rate, he will also make sure you have terms within your mortgage
that are advantageous for you! Dinesh is always working in your best interest. Please contact him any time.
Harpreet Kaler<br />
Mortgage Advisor
Harpreet Kaler
Mortgage Advisor
778.551.0751
Harpreet Kaler is a licensed Mortgage Advisor with Your Mortgage Source. He specializes in residential, commercial and agricultural lending and will be happy to look at your purchase or refinance proposal.
Harry Bedi<br />
Mortgage Advisor
Harry Bedi
Mortgage Advisor
778.968.8764
Harry Bedi is a licensed Mortgage Broker with Your Mortgage Source. He is here to help his clients by providing mortgage services for Residential, Commercial and Agriculture properties. Harry brings knowledge, passion and hard work to the table to help his clients find the best mortgage rates and terms for purchasing or refinancing their properties.

Harry graduated from a local college with a Diploma in Business Administration and worked in this field until he obtained his Mortgage Broker registration. During this time he developed good working relationships with local Lawyers, Realtors, Builders and Financial Advisors, many of which continue to work with him in his mortgage brokering activities.

Harry has helped clients who are first time home buyers, clients with bruised credit and clients who are business owners/operators. He looks forward to helping you purchase your next home or refinance your current one. He can be reached via phone or email at anytime for mortgage related advice and services.

Jasdeep Malhi<br />
Mortgage Advisor
Jasdeep Malhi
Mortgage Advisor
604.835.4494
Jasdeep is a licensed Mortgage Advisor with Your Mortgage Source. Jasdeep obtained her law degree from Thompson Rivers University Faculty of Law. Through her experience she has developed connections with other professionals including lawyers, financial advisors, lenders, real estate agents and builders. Jasdeep is happy to help you in English or Punjabi. She provides exceptional service for your mortgage needs and can be reached by phone, text or email.