It was a no brainer for us when we decided to ask Alex Kotai at Your Mortgage Source to help us secure a mortgage so that we could purchase our first home. We had heard many wonderful things about his knowledge, work ethic and quality customer service before working with him and I am happy to say that it is all true. If you are looking for someone who will go above and beyond to get you the best deal, and treat you with respect and kindness, I suggest no one other than Alex Kotai of Your Mortgage Source. Thank you again!!

James & Crystal Riehl


Your Mortgage Source company has been very helpful for my mortgage needs. I really recommend them to all and everybody. They are very up to date, fast in answering questions and honest. I would like to take time to thank YMS, Alex and Rick for the most recent assistance they have given me with my mortgage.



My wife and I just wanted to send you an email thanking you for your amazing service! We are super happy we chose to do business with your mortgage company. You guys went above and beyond and really appreciate all the work you did for us and getting us exactly what we wanted. Great communication from Janice from day 1 and made the whole process very smooth and stress free.

We have signed all paperwork and received our cheque from the lawyer last week.  We will most certainly recommend your mortgage company to anyone we know looking for help with mortgages. Thanks again and hope to do business again in the future.

Satisfied Client


We have been home owners for almost 10 years but never felt helped neither by brokers nor lenders. We’ve suffered some of the highest interest rates while they were at an all time low. Interesting enough, we’ve never missed a single payment. When the time came to renew, we did not know what to expect. We were very apprehensive. We’ve tried many banks before but got rejected even though they had proof of our clean payment records. Since we saw that YMS was local, we gave it a shot! We filled a simple form online. They responded within days. Alex and Janice took over with their magic. After we submitted all the required papers, they found us a new lender within a couple a days, with a rate we thought only grade “A” credit could get. We were so happy. The YMS team kept us informed throughout the whole process. We had a great experience for the first time in years as home owners. We can only recommend one Mortgage Broker to anybody that we know. Your Mortgage Source team is best we know. Thank you!

Ray & Elisabeth Danoit


I would like to say how happy I was with your team at Your Mortgage Source.  I can’t say enough about Janice and how she stayed on top of things to make sure my mortgage went through even when Scotia Bank dropped the ball causing a bit of a panic near the end of my possession date which also caused extra expenses on my account.  She came through and organized/helped me get everything before the deadline.  Your professionalism and commitment to your clients is outstanding.  I would recommend your office to anyone looking to find a mortgage. Thank you for helping me and my daughter to get her a place that she can call home.

Carina Styner


We want to thank you Alex and Janice, and the rest of your team for all the time and effort you put out for us. We have our mortgage that we wanted at a great interest rate and are almost all moved in to our new home with just a few boxes to go yet. We do appreciate your efforts.

Satisfied Client


We are extremely happy we went with Alex Kotai and his team at Your Mortgage Source.  They were very professional and worked tirelessly when we were in a time crunch getting our pre-approval for the house.  Not only did they work hard, but they truly did get us the best rate possible; as everyone else I talked to was shocked at the rate we got!

Aaron Schroeder & Matt Peters


Your Mortgage Source helped me secure a mortgage when 3 different banks had turned me down.  They worked with me to get all the required paperwork in and kept me up to date throughout the process. Their hard work made my mortgage and my purchase of my home possible.



Great, friendly, professional service. If I was doing this again I wouldn’t hesitate for a moment to use this company’s services. Thank you once again.
Sha’Tara Auffray


We highly recommend using Your Mortgage Source. Our experience with Alex and his team was kind, professional and thorough. All our questions were addressed and we would not hesitate to use their services again.
Ron & Kristen


Lisa and I want to thank you, and Janice, along with all those who assisted us with our mortgage refinancing options. The customer service and ongoing support from Your Mortgage Source throughout the whole process was excellent. We felt your services were personalized, and anytime we had questions or concerns, the support was there in a very timely manner. This was the first time we had opted to go through a mortgage broker and, as a result of the positive service we received, we would not hesitate in referring others to your organization.

The transition to WSCU has been awesome, and their staff have continued on with great customer service and support. As we all know, the financial marketplace is a very competitive one, and making the jump from Scotiabank to WSCU was a great move for us.

Thank you again and all the best.

Satisfied Clients


I just wanted to say what a pleasure it was dealing with your office. Helpful and informative. You made my purchase a relatively painless experience. Thank you so much. I will definitely use you again and will recommend you to friends.
Chris Dalton


Thanks Alex. You and your co-workers did a fantastic job for me and what your team did that the banks would not do was outstanding. I recommend Your Mortgage Source to anyone. Thanks for all your hard work for me.
Len Arkless


My husband and I are grateful for the mortgage Alex set us up with. Not only was the rate great, but we consolidated our bills and save over $400 every month now. The office was efficient and very professional. We will definitely recommend Alex to all our friends and family.
Troy & Michelle Dobranski


We are extremely satisfied with the service we received from Alex and his team. Alex was able to remortgage our current mortgage (which wasn’t easy being newly self employed) at a great rate and in a timely fashion. With the new mortgage we were able to renovate our home into our dream home. We highly recommend them to anyone needing a mortgage broker.
Rick and Sandra Penner


Alex, I just want to thank you and your team for assisting me with my mortgage. You provided 1st class service and I will recommend you to anyone. Thanks again.
Satisfied Client


We are very happy with the service we received. Every time we called or emailed we got a fast response. We would like to thank Alex for getting us a good mortgage on our house. We recommend Alex 5 out of 5 stars.

Hans Daniels & Lifta Roshanty


I found their professionalism to be of the utmost and they were efficient and trustworthy. The process was quick and everything was explained.

Satisfied Client


Alex and his team were dedicated to getting us our mortgage from the first conversation to the last signature signed. It was so easy to communicate with them and they were always willing to answer our questions – no matter how many times or how often we called! We strongly recommend this Company.
Breanne & Jesse Holitzki


These guys know their business, found me great rates, and were friendly and courteous. Already a repeat client and won’t hesitate to return. Thanks Alex.
Leah Amey


It was a great experience and very good customer service dealing with Your Mortgage Source Canada. You guys have a great way to make clients feel at ease and feel important. For myself, I am not the most knowledgeable person when it comes to mortgages. You were sure patient in all aspects of the process. I will definitely recommend your services to anyone.
Jean Pothier


Thank you so much for your excellent service. You were very helpful and professional in securing a mortgage for me. I will certainly recommend your services.

Satisfied Client


I have had Alex Kotai and his fantastic team help me two times with getting a mortgage and both times have been extremely happy. Alex and his team are very knowledgeable and very patient and I feel they continually put their clients needs first.
Mistral Davidson


Alex and his team took the stress out of renewing our mortgage and we got a great rate.
Greg & Tracey McKone


Using YMS for the second time now, I can say they have been more than helpful through the whole process. No matter what curve balls get thrown at you through a stressful time like moving, YMS was always there to answer any questions I had. They did an amazing job at getting me a great mortgage!
Tyler Sylvester


Carrol would like to thank Your Mortgage Source for exceptional work that they do. They are very professional and work hard to get the best rate possible. I would highly recommend this broker to any one that is in need of a mortgage.
Bob & Carrol Chace


Alex at Your Mortgage Source was amazing! Without him our purchase most likely would not have happened, so we can’t say enough how much we appreciate his hard work. We highly recommend him to anyone! Thanks to him we are officially home owners!
Taylor Bennett


I can’t recommend Alex Kotai enough. To say that he saved me is an understatement. I was put in a position with another mortgage broker that was not only going to lose me the house that I loved but also thousands of dollars of my deposit money. I needed the impossible done and on an extremely short timeline. I called Alex with low expectations, not because I didn’t trust him but, because I was well aware that I was asking the impossible. Alex not only achieved the impossible but he did it in a way that was almost stress free. I knew that I left it in very capable hands and therefore I could let go and let him handle it. His team was in constant contact with me to soothe my fears and let me know that I wasn’t alone. 2 weeks after I contacted Alex I moved into my home. Thank you doesn’t do justice for how thankful I am. I will definitely use Alex Kotai and his team again in a heartbeat and will tell everyone that I know that they should use him as well.
Thanks again Alex!!!
Marlene Funk


When I was thinking about purchasing my first home my step mom put aside a newspaper ad for Alex Kotai. I was very glad that I decided to call. They really helped a lot buying my first home and I would recommend them to anyone. I found everyone I dealt with there to be very friendly, patient and helpful.
Satisfied Client


If you’re looking for a professional and efficient mortgage broker, Alex Kotai and his team are fantastic. We renewed our mortgage through Alex and are currently in the process of helping our daughter secure a mortgage for her first home. The support and knowledge which YMS provides is great and made the process extremely easy. The big question, “would I use them again?”, the answer is a strong “YES”.
Joe & Maureen ven der Buhs


After not being approved for the amount that we needed with our bank, our real estate agent suggested talking to Alex Kotai. He was awesome, got us the mortgage approved in no time, for the amount that we needed, and he made everything look simple! Great service and great results!
Charles Dueck & Daniele Pankratz-Dueck


We were very pleased with the service provided by YMS. They worked quickly on our mortgage and were on top of every detail.
Satisfied Client


Alex and his team were excellent to deal with. It was my first time working with a mortgage broker and it was a fantastic experience. He got me the best rate out there (other lenders were telling me they couldn’t even come close) and got everything turned around very quickly. I’ve recommended Alex and his team to several of my friends thinking about getting into the market.
Dipin Bawa


Alex and the team at Your Mortgage Source were so helpful during the process of purchasing our home. Since our purchase was a private sale, we had quite a few questions that we probably would have asked the realtor. Alex was very available to answer all our questions and guide us step by step with what needed to be done. Purchasing a home is a busy and it can be a stressful time but Alex and his team did all they can to lighten our load and ease the stress. When we would ask Alex about a particular item that needed to get done, Alex would say, “we will take care of that for you.” Alex was also able to secure a low interest rate for our mortgage, which we are grateful for. We highly recommend Alex and his team at YMS. They will go the extra mile for you.


This is the second time we have used Your Mortgage Source YMS for our mortgage needs and we have found the service to be professional, responsible, and with our interests always being considered. We highly recommend Alex and Company.
Jole & Pauline Bedard


Purchasing your first investment property does not need to be threatening or unnerving. Not with Alex from YMS as your right hand man. The whole application procedure right up until the keys were in our hands was absolutely effortless. The paper work was clear & simply laid out. Alex and his team are swift at returning calls, texts, e-mails – even when in another country!! Seriously YMS is superior when it comes to Mortgages & Rates. Alex himself is down to earth, involved in the community and exceptional in his field. We will always put our trust in him and his knowledge. He worked strong and diligently for us!
Guy & Marianne Charney


Janice & I were more than happy with your efforts on our behalf; especially considering we actually started this process a year ago. Thanks for the gift card & we will definitely pass along your business cards to anyone we come across who might need your services.
Satisfied Client


My experience with Alex and his team was very stress free. All my questions were answered quickly and with friendliness. The procedure was very efficient. I recommend Alex for all your mortgage dealings.
Marg Sinclair


Service overall was amazing, especially since we weren’t that organized with our decisions. Very smooth and I would definitely recommend your services to others… Thanks again for everything!
Satisfied Client


I found the Mortgage Source to be incredibly organized and efficient. They were able to get our mortgage set up with great terms for our summer get away. Shortly after they refinanced our home mortgage with the same efficiency and great terms. I will use them again for friends and clients.
Douglas G. Sylte, CPA, CGA of Nice and Sylte


We were impressed with the professional manner and efficiency with which Alex Kotai dealt with our mortgage renewal with a new lender. He ensured we received the lowest interest rate on the market at that time and gave us well-informed feedback whenever we asked for it. We know from our experience that Alex is well organized, knowledgeable, efficient and provides superior quality service. We will recommend him to all family and friends with similar financing needs. Thank you Alex for a job well done! We appreciate you asking for our feedback.
Satisfied Client


Alex and his team make dreams happen and they made one happen for my wife and I. They were able to put together a self build mortgage for us which is enabling us to build the house of our dreams. Alex and his team were always available to answer questions and guide us through the process. Unlike other operations I was very impressed that after the deal was done it was not thanks we’re done. It was more follow up, conversation and guidance. To the people at YMS, you are great. Keep up the good work.
Doug Murray


Your Mortgage Source was excellent to work with. They worked hard to get us an exceptional rate and our approval. They made sure we were informed of all our options throughout the process enabling us to make the best choices for our mortgage. Alex was always easy to reach and a pleasure to deal with all around.
Daniel & Tiffany Wiebe


The experience was nothing but exceptional! I received continual support and direction as I embarked on a new and exciting chapter of my life – so glad that I went with Your Mortgage Source, and would highly recommend them to anyone looking for a mortgage or refinancing. Personalized service, fast response time, AMAZING rates, and the expertise to see the things that I would have missed. They helped ensure smooth sailings and knew what to look for, what to ask, and how to get me exactly what I needed; I am so grateful! I wish I could deal with them for all my financial needs above and beyond my mortgage.
Sharon Perkins


This is the first time in working with Alex and his team. I was very pleased with the level of care and experience provided. Alex addressed all questions throughout the process. The best part of the experience was that I got the mortgage I want with an excellent rate! I will definitely work with Alex in the future and refer him to others.
Mike & Sarah Smith


I have no words to thank you for all the help. You have helped us at least three times that I can remember in getting a mortgage and with great rates as you promised. Hoping you have great success in your business and I know where to turn in future for anything regarding mortgages. Your company was very professional in handling everything from start to finish and we really appreciate that.
Neelu Sahim & Tony Prost


Alex helped us secure the mortgage that we needed. He showed us professionalism and patience throughout the process. We appreciate his service and will refer him to any of our friends who need mortgages.
Travis & Julianne


We had a great experience working with Alex as he got us very good mortgage rate with one of the reputed banks. The whole process was hassle free and he was available to answer all of our questions whenever needed. Thank you Alex for your hard work and patience.
Yad Rana


I have used Your Mortgage Source to assist me in the purchase of both of my homes. I have found them to be professional, helpful, and considerate of my needs. They worked very hard to ensure my satisfaction and to find the best mortgage for me. This is something I appreciated during the purchase of my first home and why I came back to them when I was purchasing my next home. Moreover, they have been helpful once the brokering process has been completed in answering my questions and concerns. When my mortgage comes up for renewal, or if I purchase again, I will be sure to give Alex a call.
Gareth Convery


My experience dealing with Your Mortgage Source was completely satisfying! I was well informed and found every question or concern was answered promptly and knowledgeably. The outline of the requirements for me was clearly presented and informative. There were no “surprises” or “hurdles” at completion of the purchase.  I feel that the rate I received was well shopped and that my best interest was kept in mind.  Of great benefit to me was the fact that all the work was done through email and phone calls and there was no need to have appointments to disrupt my busy schedule.  I am quick to inform others about this firm as I recommend it highly. I am grateful for the recommendation I received to deal with YMS.
Jean Ritter, Jean’s Academy of Music


Your Mortgage source took an impossible situation and made it possible. We originally went with another company that made a lot of promises but didn’t deliver and just wasted our time. They told us we needed 10% down and even then it might not work after telling us we we’re pre-approved. After being referred to Your Mortgage Source we haven’t regretted a thing. We got approved with only 5% down, no stress, no problems. From the very first phone call to after completion they were on it every step of the way. The entire team explained everything to us in simple terms we could understand and they got us a lower rate than any bank we went too. We received daily phone calls to let us know where they were in the process. Even after we were living in our new house they made sure that we were taken care of. If you’re looking for a stress free approval and an amazing team that will find the best deal for you, contact Alex!
Jerome and Nancy Rodriguez


I was very happy with the service that Alex and his team provided. Before coming to Alex, I was unsure if I would be approved for the mortgage I needed. However, in under 48 hours he was able to find a bank that would give me the mortgage I needed and have all the documents prepared in time for the subject removal. I highly recommend Alex and his team to anyone that is in the market for a mortgage. Thanks for everything.
Kris Mckenzie


Alex and the great staff at YMS work harder than any other mortgage company out there. They want you to succeed. They gave us an action plan and told us if we stuck to it we would be in house by the end of our plan. And we were! They are pleasant to deal with over the phone (we are in Alberta) and always had tips or solutions when we had any financial questions. We have and will continue to refer any family or friends looking to buy a home to Alex and his team. Everyone we have referred has nothing but great things to say as well. Thanks guys you rock!
Shawna, Kev and Baby Vaughn


Alex, we would like to thank you wholeheartedly for the work you did for us. In an extremely stressful time, your guidance and instructions were very thorough. We were in such a rush for financing and you worked very hard to seal the deal. Your care and hard work have been treasured.
Anne Keough & Cesar Figueredo


YMS did an incredible job finding me a lender with a great rate. They were supportive and very helpful through the whole process. They did not have any issue taking calls regarding any questions I had along the way. I have already referred a friend that is looking at purchasing a home. I couldn’t be happier with the quality of service and results that I received.
Tyler Sylvester


We are extremely grateful to have been referred to Your Mortgage Source by our Realtor, Sabrina VandenBrink. We were first time home buyers, and we didn’t know how to navigate ourselves through the process of purchasing a home. You and your team made each step easy and understandable. You go above and beyond for your customers, and that is rare and extremely valuable in business today.
Des & Christina


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